Clever Mum Money
Family budgeting
The Clever Mum money desk explains family budgeting, published parental-pay information and ways to compare shopping costs. Figures and scheme conditions can change; the linked official source or retailer provides the current terms.
Covers
- ✓ Family budgeting
- ✓ Published parental leave and pay information
- ✓ Comparing the full cost of baby equipment
By Clever Mum Money
Maternity Leave and Pay in the UK, Explained Simply
UK maternity leave and pay: 52 weeks leave, 39 weeks SMP (90% then £194.32 in 2026/27), Maternity Allowance, Shared Parental Leave, and who should skip this.
Return to Work After Maternity Leave: Your Rights, KIT Days and Flexible Working
A practical UK guide to returning to work after maternity leave — Keeping in Touch days, your right to request flexible working, and what your employer must do.
How Much Does a Baby Really Cost in the UK?
A realistic first-year baby budget for UK parents — the big-ticket items, the recurring costs, what’s genuinely optional and the smartest places to save.
UK Baby Sales Calendar: What to Check Before Buying
Plan UK baby purchases around retailer events. Compare unit prices, bundles, eligibility and delivery without relying on unconfirmed sale dates.
UK Childcare Funding Tools: 15/30 Hours, Tax-Free & Calculators
UK childcare funding toolkit: 30 hours for working parents, universal 15 hours, Tax-Free Childcare, and which GOV.UK calculators to run first.
Nursery Extras on Funded Hours: What UK Providers Can Charge
What English nurseries can legally charge on top of 15/30 funded hours — meals, nappies, trips — and when mandatory extras mean contact your council.
How to Make a Will as a Parent: Guardianship, Probate & Protecting Your Children
A UK parent’s guide to making a will — naming guardians, what a will should include, costs, mirror wills, probate and inheritance tax planning, in plain English.
How to Change a Child’s Name by Deed Poll in the UK: The Complete Guide
How to legally change a child’s name in the UK — consent rules, unenrolled vs enrolled deed polls, costs, and updating the passport and school.
Managing Your Children’s Money: JISAs, First Bank Accounts and Raising Money-Smart Kids
Children’s money made simple — Junior ISA rules, a child’s first bank account, teaching toddlers about coins, and digital money for teens.